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Eclectic charm, mountain backdrops, and a vibrant local scene.
Location & Character
Palmer Lake, just north of Monument, sits tucked against the Rampart Range. This small town is built around its namesake lake and offers an intimate, artsy vibe with a balance of historic cottages, remodeled lakefront homes, and mountain-view builds.
Market Snapshot (Mid-2025)
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Median sale price: Approximately $550K–$700K, with premium remodeled or lake-adjacent homes reaching $1M+.
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Inventory: Small—often fewer than 20 active listings at any given time. Limited supply creates seasonal competition.
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Market tempo: Homes under $600K often sell within weeks; upper-tier properties move slower but attract niche buyers.
Median sale price: Approximately $550K–$700K, with premium remodeled or lake-adjacent homes reaching $1M+.
Inventory: Small—often fewer than 20 active listings at any given time. Limited supply creates seasonal competition.
Market tempo: Homes under $600K often sell within weeks; upper-tier properties move slower but attract niche buyers.
Talk to your Fisk Team Realtor about timing—summer listings near the lake can command premiums compared to off-season sales.
Taxes & Fees
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Property Taxes: Similar to Monument, around 0.45%–0.50% of assessed value. On a $600K home, roughly $2,700–$3,000/year.
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HOAs: Rare—most homes are independent, with only select planned enclaves carrying small HOA dues.
Property Taxes: Similar to Monument, around 0.45%–0.50% of assessed value. On a $600K home, roughly $2,700–$3,000/year.
HOAs: Rare—most homes are independent, with only select planned enclaves carrying small HOA dues.
Housing Stock & Lot Size
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Historic Homes: Cottages and Victorians dating to the late 1800s/early 1900s.
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Modern Infill: Custom homes built in the last two decades with mountain-modern styling.
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Lot Sizes: Range from small downtown parcels (0.1–0.25 acre) to hillside and edge-of-town parcels over an acre.
Historic Homes: Cottages and Victorians dating to the late 1800s/early 1900s.
Modern Infill: Custom homes built in the last two decades with mountain-modern styling.
Lot Sizes: Range from small downtown parcels (0.1–0.25 acre) to hillside and edge-of-town parcels over an acre.
Community & Lifestyle
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Recreation: Palmer Lake itself is a hub—fishing, paddleboarding, seasonal events, and 4th of July fireworks.
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Downtown: Known for its art galleries, coffee shops, and popular restaurants like O’Malley’s.
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Outdoors: Trailheads connect directly to national forest and the Santa Fe Trail.
Recreation: Palmer Lake itself is a hub—fishing, paddleboarding, seasonal events, and 4th of July fireworks.
Downtown: Known for its art galleries, coffee shops, and popular restaurants like O’Malley’s.
Outdoors: Trailheads connect directly to national forest and the Santa Fe Trail.
Schools
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Served by Lewis-Palmer District 38 (same as Monument).
Served by Lewis-Palmer District 38 (same as Monument).
Buyer’s Due-Diligence Guide
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Older Homes: Verify foundation, plumbing, and historic code compliance.
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Insurance: Proximity to forest may affect premiums.
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Water: Some properties use municipal service; confirm capacity and costs.
Older Homes: Verify foundation, plumbing, and historic code compliance.
Insurance: Proximity to forest may affect premiums.
Water: Some properties use municipal service; confirm capacity and costs.
Seller’s Strategy Playbook
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Charm Factor: Buyers here pay for story—highlight unique history and lake lifestyle.
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Seasonality: Listings shine in spring/summer with the lake full and events on Main Street.
Charm Factor: Buyers here pay for story—highlight unique history and lake lifestyle.
Seasonality: Listings shine in spring/summer with the lake full and events on Main Street.
Map of the area

Listing Office: Peak Commercial Properties

Listing Office: HomeSmart

Listing Office: Sherlock Homes

Listing Office: American Home Agents

Listing Office: Resident Realty North Metro LLC

Listing Office: Keller Williams Integrity RE

Listing Office: Exp Realty LLC

Listing Office: RE/MAX Real Estate Group LLC

Listing Office: Main Street Brokers

Listing Office: Main Street Brokers

Listing Office: The Property Group, Inc.

Listing Office: Main Street Brokers

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